Tagged: bir

7 articles

Moving boxes by window representing Balik-OFW returning home to Davao
Money Saving

Balik-OFW First 90 Days in Davao: Housing, Bank, BIR, SSS Checklist

A 90-day Balik-OFW checklist for Davao returnees. OWWA RWO-XI Monteverde St, SSS voluntary 15% math, PhilHealth direct contributor 5%, BIR RDO 113A, EDLP ₱2M loan.

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Comparing 8 percent flat tax versus graduated income tax math for Davao freelancers
Money Saving

8% Flat vs Graduated Tax for Davao Freelancers: Which Saves More

Davao freelance income-tax math worked at five tiers — ₱500K, ₱800K, ₱1.2M, ₱2M, ₱3M — with the expense ratio at which itemized deductions actually beat the 8% flat rate.

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Calculator and tax filing printout for Davao freelancer 1701Q and 2551Q quarterly returns
Money Saving

Davao Freelancer BIR Filing Calendar 2026: 1701Q, 2551Q, Annual ITR

Quarterly and annual BIR filing dates for Davao freelancers in 2026, mapped to 8% vs graduated. Covers eBIRForms 7.9.6.0, new Form 1701-MS, and EOPT file-and-pay-anywhere.

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Stacking coins representing accumulating BIR penalty surcharge and interest for late freelancer registration in Davao
Money Saving

Late BIR Freelancer Registration in Davao: Penalties and RDO 113 Fix

What it actually costs to register late as a Davao freelancer at BIR RDO 113A/B. Compromise penalty math, EOPT-era forms, 8% vs graduated, and the ORUS path.

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Davao freelancer filling out BIR Form 1901 paperwork for ORUS registration at RDO 113
Money Saving

BIR Registration for Davao Freelancers: ORUS + RDO 113 Step-by-Step

Clean-path BIR registration for Davao freelancers in 2026 — ORUS account, Form 1901, books of accounts, tax type, and when DTI BNRS is actually needed.

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Calculator and Philippine peso bills for computing Davao freelancer service invoice totals post-EOPT
Money Saving

Service Invoice vs Official Receipt: Davao Freelancers Post-EOPT

What changed under RR 7-2024 and RR 11-2024 for Davao freelancers issuing receipts. Service Invoice rules, stamping unused ORs, Form 1906, accredited printers, and Section 264(a) penalties.

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Peso bills representing OFW business capital for a Davao registration
Money Saving

Starting a Davao Business While Abroad: BIR + DTI for Absentee OFWs

Davao absentee-owner OFW guide to registering a small business — SPA apostille, DTI BNRS scope fees, BIR RDO 113A/113B, mayor's permit, BMBE election math.

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