Tagged: ofw
7 articles
Balik-OFW First 90 Days in Davao: Housing, Bank, BIR, SSS Checklist
A 90-day Balik-OFW checklist for Davao returnees. OWWA RWO-XI Monteverde St, SSS voluntary 15% math, PhilHealth direct contributor 5%, BIR RDO 113A, EDLP ₱2M loan.
Davao Property Inheritance for OFWs: Estate Tax + Title Transfer Math
OFW guide to Davao property inheritance tax — TRAIN 6% estate rate, ₱5M and ₱10M deductions, situs rules, BIR Form 1801, eCAR for Registry of Deeds.
OWWA Benefits Davao OFWs Forget to Claim: Scholarships, EDLP, BPBH
Davao OFW guide to underused OWWA benefits — EDSP/ODSP/CMWSP scholarships, BPBH starter funds, EDLP loan at LBP/DBP, walk-in flow at RWO-XI office.
Pag-IBIG MP2 for OFWs and Davao Self-Employed: 5-Year Tax-Free Math
Real Pag-IBIG MP2 dividend math for Davao OFWs and freelancers. 5-year compounded vs annual payout at ₱2K/₱5K/₱10K monthly. 7.12% 2025 rate vs BPI/BDO time deposit.
OFW Remittance to Davao: Wise vs Remitly vs Western Union vs GCash
Real fee math for receiving remittance in Davao. Wise (0.48%) vs Remitly (free Economy or $3.99 Express) vs Western Union vs GCash direct. Plus Cebuana/MLhuillier pickup at Abreeza, Gaisano, NCCC.
Sending Money for a Davao House Build: Staged Payments + Fraud Guards
Staged remittance schedule for OFW Davao house builds. PCAB license verification, 6-milestone payment math, OBPS permit gates, escrow alternatives, and contractor fraud patterns.
Starting a Davao Business While Abroad: BIR + DTI for Absentee OFWs
Davao absentee-owner OFW guide to registering a small business — SPA apostille, DTI BNRS scope fees, BIR RDO 113A/113B, mayor's permit, BMBE election math.